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		<title>Grief &amp; Bereavement Resource Guide</title>
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		<pubDate>Tue, 01 Feb 2011 16:30:23 +0000</pubDate>
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		<description><![CDATA[27 Jan 2011 07:40 am Grief &#38; Bereavement Resource Guide   Love and death are the two great [...]]]></description>
			<content:encoded><![CDATA[<p>27 Jan 2011 07:40 am</p>
<p class="post-info"><a title="Permanent Link: Grief &amp; Bereavement Resource Guide" rel="bookmark" href="http://www.seniorsforliving.com/blog/2011/01/27/grief-bereavement-resource-guide/">Grief &amp; Bereavement Resource Guide</a></p>
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<p><em>Love and death are the two great hinges on which all human sympathies turn.</em><a href="http://www.seniorsforliving.com/blog/wp-content/uploads/2011/01/iStock_000009024892XSmall.jpg"><img class="size-medium wp-image-4886 alignright" title="iStock_000009024892XSmall" src="http://www.seniorsforliving.com/blog/wp-content/uploads/2011/01/iStock_000009024892XSmall-300x240.jpg" alt="" width="300" height="240" /></a><br />
<em><a href="http://www.brainyquote.com/quotes/quotes/b/brhayden160132.html">B. R. Hayden</a></em></p>
<p>Nothing rattles the range of human emotions so much as the death of someone you love. Beliefs about the afterlife aside, the finality of death is a blow that knocks the wind out of most and ushers in a period of struggle that can lead to a number of outcomes: destructive bitterness, apathetic paralysis, or deep personal growth. The hope, of course, is that people will grow through their grief, but those without a strong support system and a clear understanding of the long, difficult journey ahead may find themselves absolutely immobilized by the loss and unable to move ahead.</p>
<p>A good first step: throw away all expectations.  Then, recognize that you must forge your own path through grief, and only you will know when that healing is complete, whether it’s months, years, or decades later.</p>
<p>Death is a natural part of life, but that certainly doesn’t make loss any easier. Use this resource guide to help you take the second step towards healing from grief, or to encourage/support someone you know who is facing this cumbersome process.</p>
<p><strong>The Basics of Grief<br />
</strong><em>Good grief, stop giving me grief, he can’t handle his grief</em> – we hear it used in a number of ways, but according to Merriam-Webster, grief defined is:</p>
<ol>
<li>deep and poignant distress caused by or as if by bereavement <em>b</em> <strong>:</strong> a cause of such suffering</li>
<li>an unfortunate outcome <strong>:</strong> disaster —used chiefly in the phrase <em>come to grief</em> <em>b</em> <strong>:</strong> mishap, misadventure <em>c</em> <strong>:</strong> trouble, annoyance &lt;enough <em>grief</em> for one day&gt; <em>d</em> <strong>:</strong> annoying or playful criticism &lt;getting <em>grief</em> from his friends&gt;</li>
</ol>
<p>There are <em>two main types of grief</em>, say the folks at the <a href="http://www.caregiver.org/caregiver/jsp/content_node.jsp?nodeid=404" target="_blank">Family Caregiver Alliance</a>:  <strong>Anticipatory grief</strong> occurs when a loved one dies of a terminal or prolonged illness, like cancer or Alzheimer’s. Family and friends in this case often feel guilty for hoping that death will come quickly if an illness/disease has caused great suffering, discomfort or diminished quality of life. While the loss is just as painful despite the fact that it was expected, loved ones in this scenario have the opportunity to identify and accommodate the final wishes of the dying person, say goodbyes, clear the air on any previous misunderstandings, and prepare emotionally for the separation.</p>
<p>Those impacted by <strong>sudden loss </strong>do not have that luxury; a car accident, heart attack, or some other natural/unnatural cause of death that is quick and strikes without warning means that the family and friends are left to grieve without having closure, People who lose a loved one suddenly are often plagued by guilt of a different kind: “I didn’t get to say goodbye!” or “The last thing I said to her was something harmful/mean!” or “I never told him how much I loved him.” Unresolved issues like these can haunt the living and impede their ability to move up and out of their grief if they don’t seek appropriate help.</p>
<p><a href="http://www.seniorsforliving.com/blog/wp-content/uploads/2011/01/iStock_000002676141XSmall.jpg"><img class="alignright size-medium wp-image-4884" title="iStock_000002676141XSmall" src="http://www.seniorsforliving.com/blog/wp-content/uploads/2011/01/iStock_000002676141XSmall-200x300.jpg" alt="" width="200" height="300" /></a>Suicide is an especially difficult type of sudden loss because it leaves family and friends wishing they could have seen the signs and prevented such a heartbreaking end. After a suicide, loved ones are tormented by so many questions that sadly will remain unanswered.</p>
<p>Families of the shooting victims in the recent Tucson tragedy are dealing with sudden loss caused by the senseless, violent act of another human being, someone who didn’t even know his victims personally. In the same way as those who were lost on 9/11, this type of traumatic loss – outside the normal range of human experience – certainly provokes anger, rage, and a deep need for the satisfaction of justice.  For resources that deal specifically with traumatic loss, check out:</p>
<p><a href="http://www.familyresource.com/relationships/grief-and-loss/traumatic-loss-and-the-family" target="_blank">FamilyResource.com – Traumatic Loss &amp; the Family</a></p>
<p><a href="http://www.selfhealingexpressions.com/grief_overload.shtml" target="_blank">SelfHealingExpressions.com – Complicated Grief</a></p>
<p><a href="http://www.istss.org/AM/Template.cfm?Section=ResourcesforthePublic&amp;Template=/CM/ContentDisplay.cfm&amp;ContentID=1479" target="_blank">ISTSS – Trauma, Loss &amp;  Traumatic Grief</a></p>
<p><strong><em>Dig deeper into the basics of grief and loss: </em></strong></p>
<p><a href="http://www.aarp.org/relationships/grief-loss/" target="_blank">AARP.org/Griefandloss</a> – AARP has compiled a wonderful array of articles on dealing with debt after a death, starting conversations about the end of life, and even a piece on odd funeral requests.</p>
<p><a href="http://www.hospicenet.org/index.html " target="_blank">Hospice.Net </a>- Hospice.net offers a comprehensive directory of information on their site, broken down into sections with resources specific to caregivers, children, patients, those seeking hospice services, and those in bereavement.</p>
<p><a href="http://www.adec.org/Coping_with_Loss/1928.htm" target="_blank">Adec.org/CopingwithLoss</a> – One of the oldest interdisciplinary organizations in its field, the Association of Death Education &amp; Counseling, also known as The Thanatology Association, has a wide range of support services for the griever who visits their site, including a thanatologist directory (thanatologists are specialists in death &amp; dying, bereavement &amp; loss).</p>
<p><a href="http://www.hospicefoundation.org/pages/page.asp?page_id=78853" target="_blank">HospiceFoundation.org</a> – On the “Grief” page of The Hospice Foundation of America’s website, visitors will find a basic definition of grief, a link to dozens of articles on the subject, and advice on how to search for local support groups, including a few links to national organizations that offer local services, like the National Alliance for Grieving Children and The Compassionate Friends (<a href="www.compassionatefriends.org" target="_blank">www.compassionatefriends.org)</a>.</p>
<p><a href="http://helpguide.org/mental/grief_loss.htm" target="_blank">HelpGuide.org</a> – This is an excellent – and quite extensive – site with great articles, links to other useful resources, an emotional skills toolkit, a section on the difference between grief and depression, and much more.</p>
<p><strong>The Complications of Grief</strong><br />
Death puts people on edge. In some families, it draws out the differences and disagreements that bubbled beneath the surface when that loved one was still living. For those who lose a spouse later in life, after children have left the nest, it exacts a deafening silence.  Many feel the pressure to respond in a certain way, abiding by an unwritten rule that acceptance should come quickly and easily, that a positive perspective should somehow emerge overnight. Perhaps some consign that pressure on themselves, putting on a happy face because they feel it’s the right thing to do.</p>
<p><a href="../wp-content/uploads/2011/01/iStock_000001256748XSmall.jpg"><img class="alignright" title="iStock_000001256748XSmall" src="../wp-content/uploads/2011/01/iStock_000001256748XSmall-300x199.jpg" alt="" width="300" height="199" /></a>Every person that is touched by loss reacts/responds to grief, even if that means avoiding it.</p>
<p>All of these reactions are normal, acceptable, human. There is no right or wrong way to respond to grief – no one should ever stop a child who is screaming or punching the wall, even if it upsets the adults – but there are things that those who are supporting a bereaved individual should and should not do, especially in terms of what to say.</p>
<p><strong><em>What to Do, What NOT to Say</em></strong></p>
<p>Aurora Winter (<a href="http://www.aurorawinter.com/" target="_blank">http://www.aurorawinter.com/</a>), founder of the Grief Coach Academy and author of “From Heartbreak to Happiness”, recently responded to the Tucson tragedy with a piece on the <a href="http://www.bradenton.com/2011/01/14/2876192/grief-top-10-best-and-worst-things.html" target="_blank"><strong>top 10 best and worst things to say to someone grieving</strong>.</a></p>
<p>GriefWatch also offers a list of phrases to steer clear of when speaking to someone struggling with loss: <a href="http://www.griefwatch.com/info/what_to_say.htm" target="_blank">http://www.griefwatch.com/info/what_to_say.htm</a>.</p>
<p>Here’s a well-done, practical piece on helping someone through grief, including things you can actively do to support a friend or loved one in need (besides just offering words of comfort): <a href="http://helpguide.org/mental/helping_grieving.htm." target="_blank">http://helpguide.org/mental/helping_grieving.htm.</a></p>
<p><strong>The Stages of Grief</strong><em><br />
</em><strong>Denial, anger, bargaining, depression and acceptance</strong> – we have the legendary Swiss psychiatrist Elisabeth Kübler-Ross to thank for outlining these stages of grief in her groundbreaking book <em>On Death and Dying</em>, which was published in 1969. The Kübler-Ross model continues to be widely used as a means for measuring one’s progress through the grief journey, a good foundation for those who are newly grieving and those who are encountering loss again.<em> </em></p>
<p>You might spend more time in the bargaining phase; your spouse may spend more time in the denial phase. There is nothing wrong with that; never rush anyone – or yourself – through the stages of grief. Not everyone goes through these stages in linear fashion either, and that’s fine too. They are a guideline, a means for framing the grief experience. Read more about them at:<em> </em><a href="http://grief.com/the-five-stages-of-grief/" target="_blank">http://grief.com/the-five-stages-of-grief/</a>.</p>
<p><strong>The Symptoms of Grief</strong><em><br />
</em>There are viable, identifiable physical, emotional, and spiritual symptoms of grief. Read more about them at these sites:</p>
<p><a href="http://www.griefwatch.com/info/symptoms_of_grief.htm" target="_self">http://www.griefwatch.com/info/symptoms_of_grief.htm</a></p>
<p><a href="http://www.medicinenet.com/loss_grief_and_bereavement/page4.htm%23signs" target="_blank">http://www.medicinenet.com/loss_grief_and_bereavement/page4.htm#signs</a></p>
<p><a href="http://www.webmd.com/balance/tc/grief-and-grieving-topic-overview" target="_blank">http://www.webmd.com/balance/tc/grief-and-grieving-topic-overview</a></p>
<p>The stress of grief can certainly take a toll on your body, so it is important to be aware of these symptoms and talk to a professional if you feel that your health is at risk.</p>
<p>One of the most difficult and complex aspects of grief, particularly in a traumatic situation like a car accident, is survivor’s guilt. While there may not be recognizable physical manifestations of its effects, guilt, if not properly dealt with, can severely affect one’s overall health.</p>
<p><em><strong>Read up on the subject with these resources:</strong><br />
</em><a href="http://www.msnbc.msn.com/id/41028116/ns/health-mental_health/" target="_blank">http://www.msnbc.msn.com/id/41028116/ns/health-mental_health/</a> – This fascinating piece explores the extremely complex grief and guilt experienced by the family members whose loved ones provoked the suffering of others: the difficult burden shouldered by the parents and family of the Arizona shooter and the Columbine shooters are highlighted in this article.</p>
<p><a href="http://www.healingheart.net/articles/grief_stages/stages_guilt.html" target="_blank">http://www.healingheart.net/articles/grief_stages/stages_guilt.html</a> – A basic overview of the stages of guilt from an organization called Healing Hearts.</p>
<p><a href="http://www.4therapy.com/consumer/conditions/article/9382/115/Survivor+Guilt" target="_blank">http://www.4therapy.com/consumer/conditions/article/9382/115/Survivor+Guilt</a> – In addition to this and other helpful articles, the site 4therapy.com connects visitors to a number of great resources like support groups and treatment centers.</p>
<p><a href="http://www.alz.org/national/documents/topicsheet_griefmournguilt.pdf" target="_blank">http://www.alz.org/national/documents/topicsheet_griefmournguilt.pdf</a> – This article covers grief, mourning and guilt after losing a loved one to Alzheimer’s/dementia.</p>
<p><strong>The Treatment of Grief<br />
</strong>There is no right or wrong way to grieve, really. Sure, there are approaches that aren’t the best, like retreating into alcoholism or depression, or lashing out in anger at the ones you love, as if they are somehow to blame. But a bout of depression may come, and that is an entirely normal reaction. It’s all about how you handle it, how you move through it, how you eventually overcome it…and the key word there is YOU.</p>
<p>No one can tell you how to grieve. People will definitely try, and some may even give you worthwhile advice on the matter. At the end of the day though, it’s about what works best for you, and because we’re all unique individuals, what works will look different for everyone.</p>
<p><em>Peruse this list of suggestions for healing activities:</em></p>
<ul>
<li><strong>Join a support group</strong> – Check out <a href="http://griefnet.org/" target="_blank">http://griefnet.org/</a> for online support groups, and the aforementioned Hospice Foundation of America’s site <a href="http://www.hospicefoundation.org/" target="_blank">http://www.hospicefoundation.org/</a> for links to organizations that offer support groups in the community. You can call a local hospice agency (<a href="http://www.nhpco.org/iweb/iweb.cfm?module=membership_directory&amp;pageid=3257&amp;showTitle=1" target="_blank">find one here</a>) for referrals to support groups &amp; services too.</li>
<li><strong>Consider art therapy – </strong>Tap into your creative side. Keep a journal of your grief experience. Listen to music that soothes or inspires you. Take a painting class, and take your anger – or your sorrow – out on the canvas. Stop by <a href="http://www.art4healing.org/?gclid=CNjA6t3Cv6YCFdtx5Qod2VvVIA" target="_blank">http://www.art4healing.org/</a> and <a href="http://www.arttherapyblog.com/schools/" target="_blank">http://www.arttherapyblog.com/schools/</a> to find programs near you.<strong> </strong></li>
<li><strong>Do good for others</strong> – If helping others will help you to heal, explore the volunteer opportunities near and far on <a href="http://www.volunteermatch.org/" target="_blank">www.volunteermatch.org</a> or <a href="http://www.idealist.org/" target="_blank">www.idealist.org</a>.</li>
<li><strong>Join a local sports league – </strong>Staying active through sports is a great way to heal from the pain of grief and maintain good health too. Visit <a href="http://www.findsportsnow.com/" target="_blank">www.findsportsnow.com</a> or <a href="http://www.active.com/" target="_blank">www.active.com</a> to search for a league/team that plays your favorite sport.<strong> </strong></li>
<li><strong>Explore alternative treatments</strong> – <a href="http://alternativesforhealing.com/" target="_blank">check out AlternativesforHealing.com</a> for an extensive directory of holistic treatments like yoga, meditation, reiki, acupuncture and feng shui – and find providers in your area who offer these healing services. Find a certified massage therapist at <a href="http://www.massagetherapy.com/home/index.php" target="_blank">MassageTherapy.com</a>; allow the healing power of touch to work out the stress of grief in your body.</li>
<li><strong>Meet with a counselor – </strong>Browse a comprehensive directory of professional therapists by city/zip. You can also search by specialty/area of focus at <a href="http://therapists.psychologytoday.com/rms/" target="_blank">PsychologyToday.com</a>. To browse a directory of thanatologists (a professional with specialized education/certification in dying, death and bereavement), visit <a href="http://www.adec.org/source/FindAThanatologist/index.cfm?Section=Find_A_Thanatologist" target="_blank">ADEC.org</a>.</li>
</ul>
<p>Above all, give yourself time; never rush through the process. Keep in mind that healing, whether 10 months or 10 years later, doesn’t mean the end of missing that loved one. Many people are afraid to let go of their grief because they feel guilty for moving on. Don’t make that mistake. You will always think of that person, always miss them. Death is a natural part of life, and perhaps the most difficult challenge that humans face, but you can’t hide behind your sadness forever.</p>
<p><em>~Michelle Seitzer</em></p>
<p><em>Please share any resources we may have missed – organizations, services, or activities – that helped you in your struggle through grief; we’d love to hear your suggestions!</em></p>
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		<description><![CDATA[Legacy as Seen From a New York Times Writer&#8217;s Perspective.  Click On The Link Below To Read More. [...]]]></description>
			<content:encoded><![CDATA[<p>Legacy as Seen From a New York Times Writer&#8217;s Perspective.  Click On The Link Below To Read More.</p>
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		<description><![CDATA[To read more click on the link below for a NY Times article. http://www.nytimes.com/2010/10/31/health/healthspecial/31finances.html?_r=4&#38;pagewanted=1&#38;ref=the_vanishing_mind]]></description>
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		<pubDate>Tue, 31 Aug 2010 02:39:00 +0000</pubDate>
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		<description><![CDATA[Bureau of Missing Estate Plans #2 – The Busted Buy-Sell August 30, 2010 The story you are about [...]]]></description>
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<div class="entrybody">
<p>The story you are about to read is true.  The names have been changed to protect the guilty.</p>
<p>I am a cop, assigned to the Bureau of Missing Estate Plans.  My captain is Giuseppe Venerdi, my partner is Jose Viernes.  My name is Joe Friday.</p>
<p>It was a balmy spring day when Captain Venerdi called us into his office.   The captain started right in.  “I need your help with a determination of probable cause.  The decedent, Vic, was in business with his partner Tim.  They had a lawyer draw up a cross-purchase buy-sell agreement so that if anything happened to Vic, Tim would buy his shares at a price to be set in the agreement, and vice versa.  Vic and Tim were required to buy insurance on the life of the other to provide money for the purchase.”</p>
<p>“Sounds good.”  I said.</p>
<p>“Yeah”, the captain continued, “there was nothing wrong with the document.  But there is a blank spot in the agreement where the price was supposed to have been filled in.  It’s been 10 years since the agreement was signed, and the amount of insurance has never been adjusted as the value of the business increased, and to top it all off, each partner purchased a policy on his own life, and Vic made his policy payable to his wife.  Vic died unexpectedly two weeks ago.”</p>
<p>José interrupted.  “So the wife has the money, the estate has the stock, and Tim has an obligation to buy the shares, but no money to do it with.”</p>
<p>“You got it” the captain said.  “Vic and Tim had a cross-purchase agreement, but they never funded it correctly, and never updated it, so they never had a business succession plan that would work.  Tim says its Vic’s fault because he gave the insurance proceeds to his wife; the widow says it’s Tim’s fault because he was supposed to buy a policy on Vic’s life, not his own.  The widow doesn’t want the stock, but doesn’t want to make a gift to Tim, and other creditors of the estate don’t want a sale at less than fair market value.  So, who is responsible for the missing estate plan?  Vic?  Tim?  The lawyer?”</p>
<p>I was silent.  I was calculating the legal fees to straighten this mess out, and wishing I’d gone to law school.</p>
<p>BMEP CRIMESTOPPER TIPS:</p>
<ul>
<li>Clients tend to believe that their planning, be it estate planning or business succession planning, is complete as soon as the documents are signed.  They need to be informed, and reminded, that no plan is complete until it is properly funded.</li>
<li>Like any other estate plan, business succession plans need to be reviewed regularly, especially if the agreement itself sets the purchase price.  A change in the tax laws may make a redemption agreement more favorable than a cross-purchase, or vice versa.</li>
<li>A review of the funding of a buy-sell is also critical.  As the business increases in value, additional insurance may become necessary.  And as new insurance products are introduced,  or as mortality tables change, the old policy may simply become a bad investment.</li>
<li>The client’s advisory team needs to have a process for reviewing and updating the plan as things change.  Without a formal plan, it is likely that the updating will never get done.</li>
</ul>
<p>© 2010 Bridges &amp; Coyne, LLC</p>
<div class="possibly-related" style="clear: both; margin-top: 1em; ">
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		<title>NNEPA Colleague&#8217;s Article</title>
		<link>http://www.dorwartlaw.com/nnepa-colleagues-article/</link>
		<comments>http://www.dorwartlaw.com/nnepa-colleagues-article/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 18:31:00 +0000</pubDate>
		<dc:creator>cdorwartjd</dc:creator>
				<category><![CDATA[What to Say at a Funeral]]></category>

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		<description><![CDATA[What to say at a funeralBy David Edwards on May 07, 2009 in Death of a Loved OneI [...]]]></description>
			<content:encoded><![CDATA[<p>What to say at a funeral<br />By David Edwards on May 07, 2009 in Death of a Loved One<br />I wanted to share a couple things from a conference I attended last week in Indianapolis with the National Network of Estate Planning Attorneys.<br />WHAT TO SAY AT A FUNERAL<br />As you go through the receiving line at a funeral, visitation, or wake, do you know what to say? One of the conference speakers, Amy Florian, gave some great advice.<br />As you come up to the widow, don’t say something generic like “I’m so sorry” or “my condolences”. If so, she’ll never remember you came by. Instead, here’s what to do:<br />1. Shake her hand but then take her hand in both of yours.<br />2. Introduce yourself. (don’t make her remember who you are, even if she has known you for years)<br />3. Express your shock at what happened. “I can’t believe he’s gone.”<br />4. Tell her you can’t imagine how she feels. “I can’t imagine what you are going through, to lose him after all these years.”<br />5. Share a memory. “One thing I remember about Dave was his great smile. He could light up a room!”<br />Here some more ideas about how to be a friend to a grieving person later, after the funeral.<br /> Ask her to tell the story of what happened, how he died. Telling that story is important.<br /> Ask “What do you wish people knew about what you’re going through?”<br /> Ask “How do you wish people would treat you right now?”<br /> Never say “I know how you feel.” If you have experienced something similar, then tell a little about that and how you felt, and then say: “Is it like that for you? Or how is it different?”<br />YOUR THOUGHTS?<br />I would love to hear your thoughts on some of these things, especially those of you who have lived through the tragedy of losing loved ones close to you. Was the speaker on track with her comments?</p>
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		<title>My Son&#8217;s Summer Adventure</title>
		<link>http://www.dorwartlaw.com/my-sons-summer-adventure/</link>
		<comments>http://www.dorwartlaw.com/my-sons-summer-adventure/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 18:32:00 +0000</pubDate>
		<dc:creator>cdorwartjd</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[http://www.omaha.com/article/20100724/NEWS02/707249969]]></description>
			<content:encoded><![CDATA[<p><span style="font-family:Arial, Helvetica, sans-serif;font-size:85%;color:black;">
<pre style="font-size: 9pt;"><tt><a target="_blank" href="http://www.omaha.com/article/20100724/NEWS02/707249969">http://www.omaha.com/article/20100724/NEWS02/707249969</a>

</tt></pre>
<p></span></p>
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		<title>LegalZoom Article by Dan McCue</title>
		<link>http://www.dorwartlaw.com/legalzoom-article-by-dan-mccue/</link>
		<comments>http://www.dorwartlaw.com/legalzoom-article-by-dan-mccue/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 16:32:00 +0000</pubDate>
		<dc:creator>cdorwartjd</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Class Claims LegalZoom Is Unfair &#38; Misleading By DAN MCCUEShareThis (CN) &#8211; A class action accuses LegalZoom, an [...]]]></description>
			<content:encoded><![CDATA[<div id="C1R1_Headline">
<h5>Class Claims LegalZoom Is Unfair &amp;  Misleading</h5>
</div>
<div id="C1R1_Byline">
<div class="byline">By DAN MCCUE<br /><script type="text/javascript" src="http://w.sharethis.com/button/sharethis.js#publisher=42240697-4801-421a-9d96-cac79aed84c4&amp;type=website&amp;post_services=facebook%2Cdigg%2Cdelicious%2Cybuzz%2Ctwitter%2Cstumbleupon%2Creddit%2Ctechnorati%2Cmixx%2Cblogger%2Ctypepad%2Cwordpress%2Cgoogle_bmarks%2Cwindows_live%2Cmyspace%2Cfark%2Cbus_exchange%2Cpropeller%2Cnewsvine%2Clinkedin"></script><span id="sharethis_0"><a st_page="home" href="javascript:void(0)" title="ShareThis via email, AIM, social bookmarking and networking  sites, etc." class="stbutton stico_default"><span st_page="home" class="stbuttontext">ShareThis</span></a></span></div>
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<p class="summary">     (CN) &#8211; A class action  accuses LegalZoom, an online legal document preparation service, of  unfair and deceptive business practices. One of the business&#8217; founders,  Robert Shapiro, was O.J. Simpson&#8217;s criminal defense attorney, according  to the complaint in Los Angeles Superior Court. Among other complaints,  the lead plaintiff says that LegalZoom claims to &#8220;customize&#8221; its  documents, but the customization is limited to customers&#8217; names and  identifying personal information.<br />     Katherine Webster sued as  executor of the estate of Anthony Ferrantino and trustee of the Anthony  J. Ferrantino Living Trust.<br />     Webster claims that LegalZoom&#8217;s  website and advertising are premised on the misleading claim that  &#8220;virtually anyone&#8221; can create a valid legal document through the site,  and that the &#8220;customized&#8221; documents made by nonlawyers would be reviewed  for &#8220;accuracy and reliability,&#8221; imbuing customers with a false sense of  security.<br />     &#8220;Nowhere in the manual do defendants explain that  using LegalZoom is not the same as using an attorney and that its  documents are only &#8216;customized&#8217; to the extent that the LegalZoom  computer program inputs your name and identifying information, but not  tailored to your specific circumstances,&#8221; the complaint states.<br />     Plaintiffs  say they bought a living trust through LegalZoom, which was to include a  revocable living trust, a will and a durable power of attorney. But  Webster says the documents were flawed as a result of LegalZoom&#8217;s  failures, and Ferrantino&#8217;s estate had to hire an attorney to correct the  problems.<br />     Webster claims Shapiro and co-founders/co-defendants  Brian Lee and Charles Rampenthal made misrepresentations to advance  their business, buried disclaimers in LegalZoom&#8217;s website, and omitted  relevant facts.<br />     She claims the business capitalizes on  Shapiro&#8217;s fame by using him in its TV commercials, in which Shapiro  says, &#8220;I&#8217;m Robert Shapiro and I created LegalZoom.&#8221;<br />     Webster  claims LegalZoom misleads customers about the availability and  helpfulness of its customer service personnel, the extent of its 100  percent satisfaction guarantee, the degree to which documents are  customized, and the quality of LegalZoom&#8217;s documents compared to those  prepared by an attorney.<br />     Webster said almost all of LegalZoom&#8217;s  other claims are contradicted by disclaimers that are accessible only by  following links to secondary pages of the website, and in much smaller  type than that displayed on the website&#8217;s main pages.<br />     For  instance, Webster said that while the company claims that &#8220;virtually  anyone&#8221; can use its product, the disclaimer states that &#8220;the law is a  personal matter and no general information or legal tool like the kind  LegalZoom provides can fit every circumstance.&#8221;<br />     Webster also  faults Shapiro and the other defendants for failing to explain what  types of problems might be &#8220;too complex to be addressed by LegalZoom.&#8221;<br />     Webster  claims that LegalZoom advertises by claiming: &#8220;&#8216;Remember: Your order  comes with unlimited customer support.&#8217;&#8221; But in reality, &#8220;There is  absolutely zero attorney support,&#8221; the class claims, adding that &#8220;the  customer service representatives are not lawyers and cannot by law  provide legal advice.&#8221;<br />     Webster claims the defendants failed to  comply with laws and regulations governing practice of law in  California, led customers to practice law without a license, assisted in  unauthorized practice of law, and used fraudulent business practices.  She seeks disgorgement and punitive damages for negligence, elder  financial abuse, consumer law violations and illegal and unfair business  practices.<br />     Webster&#8217;s lead counsel is Kathryn Stebner with  Stebner and Associates of San Francisco.</p>
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		<title>Vacation Planning &amp; More</title>
		<link>http://www.dorwartlaw.com/vacation-planning-more/</link>
		<comments>http://www.dorwartlaw.com/vacation-planning-more/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 14:33:00 +0000</pubDate>
		<dc:creator>cdorwartjd</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Timely article posted by colleague, Michael Lichterman, Attorney Traveling Without an Estate Plan – Why Leaving the Stove [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Timely article posted by colleague, Michael Lichterman</strong>, <em>Attorney</em><br />
<h1>Traveling Without an Estate Plan – Why Leaving the Stove On Is the  Least of Your Worries</h1>
<p>May 25, 2010</p>
<p style="text-align: justify;">Yep, it’s that time of year again . . .  traveling season.  Memorial Day weekend is coming up, the kids will  soon be out of school, and the summer travel season will be in full  force.  No matter how well we plan, we always seem to forget something  before leaving on vacation – or at least <em>think</em> we forgot  something.  What about you?  Have you every worried that you left the  stove on, forgot to put the garage door down (I <span style="text-decoration: underline;">always</span> forget that one!), or  didn’t lock the door to the house?  I’m sure you have.  Those are some  of the common worries.  So let me ask, have you ever <strong>worried  about what would happen to your children if something happened to you?</strong></p>
<p style="text-align: justify;">Most parents haven’t thought about this,  or at least never did anything to take care of it.  Did you know that <strong>only  about 1/3 of parents have named guardians for their children</strong> .  . . ONLY 1/3?!  And yet we consider them to be the most precious gift  and most important part of our lives (and they are!).  I encourage you  to take it upon yourself to <strong>put an estate plan in place to make  sure your kids are cared for by who YOU want in the way YOU want</strong>  . . . BEFORE you go on vacation.</p>
<p style="text-align: justify;">I frequently get calls to the office  from parents who realize at the last minute that they need a plan in  place – sometimes literally a day or two before leaving!  Sadly, <strong>it’s  often too late</strong> to put something in place that is even somewhat  thought-out before they leave.  It may go without saying –  procrastination is the number one reason I see for families not having  the needed legal documentation in place.  I can’t count how many times  I’ve counseled caring parents through making these important decisions,  and hear “yeah, we’ve been thinking about it for years, but have always  put off the step of doing something about it.”</p>
<p style="text-align: justify;">Here are three critically important  items to have in place before vacation:</p>
<ul style="text-align: justify;">
<li>Name guardians for your children and <span style="text-decoration: underline;">make sure it is legally documented</span> – <strong>don’t  let the court system decide who will care for your children.  Make sure  you plan for the long-term AND the short-term.<br /></strong></li>
<li>Have a power of attorney for health care and patient advocate  designation in place so your family isn’t caught in <strong>a bitter  conflict over your medical care</strong></li>
<li>Have your finances in order so they aren’t <strong>lost to taxes or a  lengthy court process</strong></li>
</ul>
<p style="text-align: justify;">Make sure to take these important steps  before YOU go on vacation.  And make sure to work with an <a href="http://www.lichtermanlaw.com/index.php/firm-overview/how-were-different/" target="_blank">attorney that specializes/focuses on estate planning  for families.</a> If you have questions – ask!  Give me a call, email  me, or comment on this post so you can have your questions answered and  have some added <strong>peace of mind</strong> before your next trip.</p>
<div class="postmeta">
<p>Posted by Michael | Filed Under <a href="http://www.lichtermanlaw.com/index.php/category/estate-planning/" title="View all posts in Estate Planning" rel="category tag">Estate  Planning</a></p>
</p></div>
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		<title>15 Questions You Need To Ask When Searching for an Estate Planning Professional</title>
		<link>http://www.dorwartlaw.com/15-questions-you-need-to-ask-when-searching-for-an-estate-planning-professional/</link>
		<comments>http://www.dorwartlaw.com/15-questions-you-need-to-ask-when-searching-for-an-estate-planning-professional/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 03:32:00 +0000</pubDate>
		<dc:creator>cdorwartjd</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.dorwartlaw.com/15-questions-you-need-to-ask-when-searching-for-an-estate-planning-professional/</guid>
		<description><![CDATA[If you&#8217;ve ever hired anyone to prepare a will or a trust, or if you&#8217;ve been thinking about [...]]]></description>
			<content:encoded><![CDATA[<p><span class="Apple-tab-span" style="white-space: pre;"><span class="Apple-style-span" style="font-size: small;"></span></span><span class="Apple-style-span" style="font-size: small;">If you&#8217;ve ever hired anyone to prepare a will or a trust, or if you&#8217;ve been thinking about doing so, there are a few questions you simply must ask. Why? Because planning an estate is important&#8211;it&#8217;s important to you and your family. You should know if the professional you work with is experienced and knowledgeable. You should know if the professional you work with cares about the future success of your plan. And, you should know upfront what the entire cost of the plan will be over your lifetime and beyond, not just the fee that is charged to draft the documents.</span>
<div><span class="Apple-style-span" style="font-size: small;"><br /></span>
<div><span class="Apple-tab-span" style="white-space: pre;"><span class="Apple-style-span" style="font-size: small;"> </span></span><span class="Apple-style-span" style="font-size: small;">Here are fifteen questions you must ask when selecting and working with an estate planning professional:</span></div>
<div>
<ol>
<li><span class="Apple-style-span" style="font-size: small;">Please tell me about your interest, background and experience in the planning field. What percentage of your practice is in estate planning?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">How do you define estate planning?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">What is your counseling philosophy?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">What is your process for working with me to assure that my plan works?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">How will you counsel me to design my plan?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">How do we assure that my assets are controlled by my instructions contained in my planning documents? Who is responsible for this coordination, you or me?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">How do we assure that my plan stays current with changes in the law?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">What is the level of involvement of my family in the planning process?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">How do you charge for your services?  Specifically, how much will my estate be charged after I&#8217;m gone?  What if I&#8217;m disabled?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">(If living trust attorney) What is your record with regard to probate? (What percentage of your trust-based plans wind up having assets probated? Do you charge differently for these assets?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">Do you handle the filing of death tax returns if they&#8217;re necessary?  If you do, how do you charge for that service?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">What happens if something happens to you?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">How do I prepare for our consultation?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">What type of service should I expect from you?</span></li>
<li><span class="Apple-style-span" style="font-size: small;">Do you expect any commitments from me?</span></li>
</ol>
<div><span class="Apple-tab-span" style="white-space: pre;"><span class="Apple-style-span" style="font-size: small;"> </span></span><span class="Apple-style-span" style="font-size: small;">While none of these questions alone should make or break your decision on whether to hire a particular estate planning professional, the answers provided will give you a greater understanding of who the professional is and the process the professional employs while working with client. </span></div>
</div>
</div>
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